Pesoloan Under Masaganang Buhay: Who Operates It?
Pesoloan is operated by Masaganang Buhay Finance Philippines Corporation, a financing company recorded with the SEC under registration number CS201824008 and Certificate of Authority No. 1185. The app's store listings name the same company as developer, and the SEC's list of recorded online lending platforms shows "Pesoloan" under it.
| Item | Detail |
|---|---|
| Operating company | Masaganang Buhay Finance Philippines Corporation |
| SEC registration no. | CS201824008 |
| Certificate of Authority no. | 1185 |
| App on the SEC list | "Pesoloan" |
| Developer on the stores | Masaganang Buhay Finance Philippines Corporation |
| Website listed by the company | pesoloan.ph |
| Support email listed | support@pesoloan.ph |
When you hand over your ID, phone permissions and bank details to a loan app, the company behind it matters more than the brand name. A brand can be copied in minutes, but a company has a registration number, an address and legal duties to its borrowers. This article explains who stands behind Pesoloan, how to match the app to the company, and what to check before you share personal data.
Who Is Masaganang Buhay Finance Philippines Corporation?
Masaganang Buhay Finance Philippines Corporation is a Philippine corporation that appears in the SEC's list of financing companies (as of 31 May 2020) with registration number CS201824008 and Certificate of Authority No. 1185. Financing companies in the Philippines operate under SEC supervision and need a Certificate of Authority before they can lend to the public.
The company describes itself in the same way. Its loan-process pages state that Pesoloan is operated by Masaganang Buhay Finance Philippines Corporation, a licensed financing company with the same registration and authority numbers. Because a company can describe itself in any way it likes, we cross-checked the numbers against the SEC's own lists, and they match.
App Name vs Company Name
"Pesoloan" is a product name. The legal entity that signs your loan agreement, holds your personal data and answers to regulators is the corporation. The distinction matters in practice:
- The Google Play and App Store listings for "Pesoloan – Quick Cash Loan" both name Masaganang Buhay Finance Philippines Corporation as the developer.
- The SEC's list of recorded online lending platforms records "Pesoloan" under that company, not under any other business.
- If you ever need to complain, request your data or dispute a charge, the company name and SEC number are what regulators will ask for.
Contact Details the Company Publishes
The company publishes the following channels on its store listings and loan-process pages:
- Email: support@pesoloan.ph
- Website: pesoloan.ph
- Hotline: 0917 626 0130 and 0917 620 6116 on its loan-process page; the Google Play listing shows +63 917 626 0130
- Address: The Google Play listing gives L24 PSE Tower, One Bonifacio High Street, 28th Street corner 5th Avenue, Bonifacio Global City, Taguig. An earlier App Store description gave 8F High Street South Corporate Plaza, BGC, Taguig.
Both addresses are in Bonifacio Global City, and companies do move offices. If you need to send a formal letter, confirm the current principal office in the company's latest filings with the SEC instead of relying on a single store listing. For support hours and how to reach the team, see our page on the Pesoloan contact number.
Where the Company Appears in SEC Records
- List of financing companies (as of 31 May 2020): lists Masaganang Buhay Finance Philippines Corporation with CS201824008 and Certificate of Authority No. 1185.
- List of recorded online lending platforms: lists "Pesoloan" under the company. The page we checked carried the note "as of 2 November 2021 (updated as of 08 October 2024)," and the entry had no asterisk, which the SEC uses to mark companies with pending cases.
- The 2021 moratorium list: the same company and app name appeared in the list the SEC attached when it stopped recording new platforms.
You can walk through these records step by step in our article on whether Pesoloan is SEC registered.
Names That Look Similar but Belong to Others
Searching for "Pesoloan" brings up many lookalikes, and warnings about them are often mistaken for warnings about this company:
- Pesoloan Mart is listed under Microdot Lending Corp., which is a different company and was the subject of an SEC cease-and-desist order reported in October 2025.
- Pesolending was named among unauthorized platforms in an SEC advisory reported in March 2026.
- A February 2026 SEC advisory included an app titled "YiuconCredit-loan app & pesoloan," which is a separate app listing.
The rule is simple: match the developer name and the SEC number, not only the brand word.
How to Use This Information
- Before installing, confirm that the developer shown in the store is Masaganang Buhay Finance Philippines Corporation.
- Check that the company name on your loan agreement and disclosure statement is the same.
- Use the company name and SEC number whenever you contact a regulator or file a complaint.
- Be careful with links sent by chat, text message or social media pages. Install only from the official store listing.
- If you are still deciding between lenders, our loan comparison for Filipino borrowers puts several recorded options side by side.
Knowing the operator is only the first step. The cost of the loan and the way the lender handles late payments matter just as much, and we cover both in separate articles.
Next Steps
To see how credit reporting works for borrowers, read whether Pesoloan reports to the CIC. You can also use our online loan comparison to see other recorded lenders.
FAQs
Who owns Pesoloan?
Pesoloan is operated by Masaganang Buhay Finance Philippines Corporation, according to the app's store listings, the company's own pages and the SEC's list of recorded online lending platforms. We could not confirm the individual shareholders from public lists.
Is Masaganang Buhay a lending company or a financing company?
The SEC lists it among financing companies, and the company describes itself as a licensed financing company. Both lending and financing companies are supervised by the SEC and must follow its rules on online lending and debt collection.
Why do the store listings show different addresses?
Listings are written by the developer and updated at different times. An earlier App Store description gave a High Street South address, while the current Google Play listing gives a PSE Tower address. Both are in Bonifacio Global City. Confirm the current office through the company's SEC filings if it matters for your case.
Can I verify the company myself?
Yes. Search the company name and SEC number on the SEC's lists of financing companies and recorded online lending platforms. Our guide on how to check if a lending app is SEC registered shows each step.
Sources We Checked
- SEC: List of Recorded Online Lending Platforms
- SEC: List of Financing Companies as of 31 May 2020 (PDF)
- Pesoloan on Google Play and on the App Store
- Pesoloan loan-process page
- Manila Bulletin: SEC orders Microdot to stop lending operations
Pesoloan Editorial Team. We research online lending in the Philippines and check company and registration details against public SEC records before publishing. Our articles separate documented facts from user reports and list their sources. Learn more on our author page and in our editorial policy.