Loan Safety Guides
Practical guides that help you check a lender and protect yourself before and after you borrow.
How to Check if a Lending App Is SEC RegisteredStep-by-step guide to check if a lending app is SEC registered in the Philippines: company, Certificate of Authority and recorded platform, plus common traps.Online Lending Scam Red Flags in the PhilippinesSpot online lending scams in the Philippines: upfront fees, fake logos, unrecorded apps, personal-account payments and excessive permissions, plus what to do.Debt Collection Rules: Know Your Rights as a BorrowerYour rights as a borrower in the Philippines: what lenders may and may not do when collecting, key SEC and privacy rules, how to keep evidence and where to report.Pesoloan Requirements: Who Can Apply in the Philippines?Pesoloan requirements in the Philippines: Filipino citizens aged 18 to 60, a valid ID, mobile number and bank or e-wallet account, and what is not published.Pesoloan Alternatives: Other Loan Apps to CompareLooking for Pesoloan alternatives? Criteria to compare loan apps in the Philippines: SEC records, total cost, term, limit, support and collection practices.