PesoloanDisclaimer
Please read this Disclaimer carefully before you use Pesoloan (pesoloan.app). It explains what this website is, what it is not and how you should use the information on it.
We are not a lender
pesoloan.app is an independent information and comparison website. We are not a bank, a lending company, a financing company or a broker. We do not provide loans, we do not accept or review applications, we do not collect payments and we cannot approve, change or cancel any loan. Any loan you take is an agreement between you and the lender.
We are not affiliated with the lenders we mention
This website shares its name with the Pesoloan lending app because many of our articles answer questions about it. We are not affiliated with, endorsed by or authorized by the Pesoloan app, by Masaganang Buhay Finance Philippines Corporation or by any other lender named on this website. All names, logos and trademarks belong to their respective owners and are used only to identify the companies we discuss. If you want to use a lending app, use only its official store listing and verify the company yourself.
Not financial, legal or tax advice
The content on this website is general information. It is not financial, legal, tax or investment advice, and it is not a recommendation to borrow from any lender. Your circumstances are unique, and we cannot assess them. Before making a decision, read the lender's disclosure statement and loan agreement, confirm the lender's registration on the Securities and Exchange Commission (SEC) lists and, where needed, speak to a qualified professional. Free legal help may be available through the Public Attorney's Office or local government legal aid desks if you qualify.
Accuracy and timeliness
We take care to research and explain information accurately, following our editorial policy. However:
- Interest rates, fees, loan limits, requirements, contact details and registration status can change without notice.
- Regulator lists, such as the SEC's list of recorded online lending platforms, are updated from time to time, and the version we checked may not be the latest.
- Where we cite a lender's store listing or website, those statements are the lender's own and we cannot verify every detail.
- Descriptions of laws and circulars are summaries, not legal texts.
Always verify the details with the lender and the regulator before you rely on them.
User reports and allegations
Some pages describe what borrowers say publicly, for example in government freedom-of-information records, news reports and social media. These are statements by third parties. We cannot verify them, and we label them as reports or allegations. They are not findings by a court or a regulator, and nothing on this website states or implies that any company has committed wrongdoing unless a reliable public record says so. Likewise, the absence of a published finding does not prove that a borrower's experience was fair. We explain how we separate these categories in our editorial policy.
Lender listings and comparisons
Our home page lists several online lenders with loan amounts and other details so you can compare them. Listings are provided for information. They are not offers, they do not guarantee that you will be approved, and the amount you are offered may be lower than the range shown. The order of the lenders is not a statement that one is better than another for you. Check each lender's registration and read its terms before you apply.
Calculator
Our calculator tool gives an estimate based on the numbers you enter. It is a general tool for online loans and does not show the actual rate, fees or repayment schedule of any particular lender, including the Pesoloan app. Your real costs depend on the lender's terms.
External links
Our pages link to external websites, including regulators, news publications, app stores and lenders. We do not control those websites, and we are not responsible for their content, availability, rates, fees, privacy practices or conduct. Visiting them is at your own risk. Some links to lenders may be tracked links, and we explain this in our affiliate disclosure.
No guarantee of results
We do not guarantee that using the information on this website will lead to a loan approval, a lower cost or any other result. Borrowing carries risks, including the risk of not being able to repay on time, additional charges and damage to your credit standing.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage that arises from your use of this website or from reliance on its content, including decisions to borrow or not to borrow. Our terms of use set out these limits in more detail.
Reporting problems
If you believe a statement on this website is inaccurate, tell us at admin@pesoloan.app and, if possible, send a link to a public source. We review corrections promptly. If you are experiencing harassment from a lender, our guide on debt collection rules and your rights explains where you can report it.
Staying safe
Many readers arrive after seeing a worrying message. Please remember that no lender needs your one-time password, your e-wallet PIN or payment to a personal account to release a loan. Check a lender's registration before you share personal data, and use our guide on how to check if a lending app is SEC registered. Treat threats of arrest for unpaid debt as a red flag, because the Constitution says no person shall be imprisoned for debt, and verify any notice you receive through the lender's published channels.
Changes to this disclaimer
We may update this Disclaimer from time to time. The version on this page is the current one.
Contact
Questions about this Disclaimer can be sent to admin@pesoloan.app or through our contact page.
Using this website well
The most useful way to use our pages is as a checklist and a starting point. Use them to learn which questions to ask, such as who operates an app, what the total repayment will be, what the late-payment terms are and which permissions the app requests. Then confirm the answers from the lender's own disclosure statement and from the regulator's public lists. If something on this website does not match what you see in an official source, trust the official source and let us know so that we can correct our page.